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Activities

Pantaenius Mariner's Travel Insurance covers a wide range of activities at no extra cost - see Activity Pack 1.

There are a further 3 activity packs which can be added during the quote process on payment of an additional premium.

Please hover over the letters to see what activities are covered under each Activity Pack.

Note: all activities below are covered on an amateur/non-professional basis.

You will be covered for all activities listed in the Activity Packs up to and including the one purchased.

Activity Pack 1 - covered free of charge
  • Abseiling - within organisers guidelines
  • Aerobics
  • Airboarding
  • Archaeological digging
  • Archery
  • Assault course
  • Athletics
  • Badminton
  • Banana boat rides
  • Baseball
  • Basketball
  • Battle re-enactment
  • Beach games
  • Billiards/snooker/pool
  • Body/boogie boarding
  • Bowls
  • Breathing observation bubble
  • Bungee jump/swoop - single jump
  • Camel riding (Personal liability excluded)
  • Canoeing - grades 1-3, life jacket & helmet must be worn
  • Clay pigeon shooting (Personal liability excluded)
  • Climbing wall
  • Cricket
  • Croquet
  • Cross country running
  • Curling
  • Cycling - leisure only, no racing
  • Deep sea fishing
  • Dinghy sailing - territorial waters only (Personal liability excluded)
  • Dry slope skiing
  • Dune/wadi buggying/bashing (Personal liability excluded)
  • Elephant riding/trekking (Personal liability excluded)
  • Falconry
  • Fell walking/running (up to 3,000m)
  • Fencing
  • Fishing
  • Fives
  • Flotilla sailing - organised by a bona fide tour operator
  • Flying - as a fare paying passenger in a fully licensed passenger carrying aircraft
  • Flying fox - within organisers guidelines
  • Football - not main purpose of trip
  • Glass bottom boats (Personal liability excluded)
  • Go-karting - within organisers' guidelines (Personal liability excluded)
  • Golf
  • Gymnastics
  • Handball
  • Heptathlon
  • Hiking - up to 3,000m
  • Hitchhiking/jailbreak - organised groups of adults
  • Hobie catting - if qualified & within territorial waters (Personal liability excluded)
  • Hockey
  • Horse riding - no competitions, rodeo, polo, hunting or jumping – riding hat must be worn
  • Hot air ballooning - organised pleasure rides only, not piloting, licensed operator only
  • Hovercraft driving/passenger (Personal liability excluded)
  • Hurling
  • Hydro zorbing
  • Indoor climbing
  • In-line skating/blade skating/roller blading - wearing pads & helmets
  • Indoor skating/skateboarding - wearing pads & helmets
  • Javelin throwing
  • Jet boating - no racing (Personal liability excluded)
  • Jet skiing - no racing or competitions (Personal liability excluded)
  • Jogging
  • Jousting - re-enactment only
  • Karting - no competitions (Personal liability excluded)
  • Kayaking - grades 1-3, life jacket & helmet must be worn
  • Korfball
  • Marathon running - one day event
  • Motorcycling up to 125cc on public roads - no racing - safety helmet to be worn & must possess a licence allowing you to ride an equivalent motorcycle in the UK or Channel Islands (Personal liability excluded)
  • Mountain biking
  • Mud buggying
  • Netball
  • Octopush
  • Orienteering - up to 3,000m
  • Paintballing - with eye protection (Personal liability excluded)
  • Parachuting - single jump, tandem only
  • Parascending/parasailing - over water
  • Passenger sledge
  • Pedalos
  • Polo
  • Pony trekking - riding hat must be worn
  • Pool/billiards/snooker
  • Power boating - no racing or competitions (Personal liability excluded)
  • Racket ball
  • Rafting - grades 1-3, life jacket & helmet must be worn
  • Rambling - up to 3,000m
  • RIB boat tours - no racing, non-competitive (Personal liability excluded)
  • Refereeing
  • Ringos
  • River tubing - organised activity
  • Roller skating & blading - wearing pads & helmets
  • Rounders
  • Rowing - no racing
  • Rugby
  • Running - non-competitive
  • Safari/safari trekking - organised by a bona fide tour operator
  • Sailing/yachting - inside or outside territorial waters (Personal liability excluded)
  • Sailing/yachting - including racing inside territorial waters (Personal liability excluded)
  • Sail boarding/windsurfing
  • Sand boarding
  • Sand dune surfing/skiing
  • Sand yachting (Personal liability excluded)
  • Scuba diving (as defined below)
  • Sea canoeing/kayaking - within sight of land
  • Shinty
  • Shooting/small bore target shooting - within organisers guidelines (Personal liability excluded)
  • Skate boarding - wearing pads & helmets
  • Sky jumping - from sky tower in New Zealand only
  • Snooker/pool/billiards
  • Snorkelling
  • Soccer - not main purpose of trip
  • Softball
  • Spear fishing - without tanks
  • Speed sailing (Personal liability excluded)
  • Squash
  • Street hockey - wearing pads & helmets
  • Students working as counsellors or university exchanges - non manual work
  • Surfing
  • Swimming
  • Swimming with dolphins/killer wales/Orcas
  • Swimming/bathing with elephants
  • Sydney harbour bridge tour
  • Table tennis
  • Tall ship crewing - no racing (Personal Liability Excluded)
  • Ten pin bowling
  • Tennis
  • Trampolining
  • Tree canopy walking - organised activity
  • Trekking - up to 3,000m
  • Tug of war
  • Volleyball
  • Wakeboarding
  • Walking - up to 3,000m
  • War games - with eye protection (Personal liability excluded)
  • Water polo
  • Water skiing
  • Water ski jumping
  • Whale watching
  • White water rafting - grades 1–3, life jacket & helmet must be worn
  • Wicker basket tobogganing
  • Windsurfing/sailboarding
  • Wind tunnel flying - wearing pads & helmets
  • Work – non manual - clerical & administrative duties
  • Work – light manual - au pair, bar & restaurant, fruit picking & retail work – no machinery
  • Work – charity - under 9m & no use of machinery
  • Yachting - inside or outside territorial waters (Personal liability excluded)
  • Yachting - including racing, inside territorial waters (Personal liability excluded)
  • Yoga
  • Zap cats
  • Zip lining/trekking - safety harness fixed to rope must be worn
  • Zorbing



Activity Pack 2 - additional premium required
  • Biathlon
  • Blokarting (Personal liability excluded)
  • Bungee jumping/swoop - within organisers guidelines - multiple jumps
  • Dune sliding
  • Gorilla trekking - bona fide tour operator
  • Ice go karting - within organiser guidelines (Personal liability excluded)
  • Lacrosse
  • Minjin Swinging
  • Mountain biking - excluding down hill and extreme cycling
  • Mountan boarding
  • Roller hockey
  • Sailing/yachting - racing outside territorial waters (Personal liability excluded)
  • Street luge - wearing appropriate safety equipment and clothing (Personal liability excluded)
  • Triathlon
  • Tubing
  • Weightlifting - amateur



Activity Pack 3 - additional premium required
  • Cycling - racing
  • Elephant polo
  • Grass/land skiing
  • High diving
  • Judo - no competitions
  • Karate - no competitions
  • Ostrich riding/racing
  • Sailing/yachting - round the world racing, single leg
  • River buggying
  • River tubing
  • Via feratta



Activity Pack 4 - additional premium required
  • Gliding - under instruction (Personal liability excluded)
  • Kite boarding
  • Kite buggying
  • Microlighting (Personal liability excluded)
  • Paragliding
  • Paramotoring
  • Parapenting/paraponting
  • Parasailing/Parascending - over land
  • Potholing/Caving - using appropriate safety equipment and clothing
  • Quad biking - accompanied by a qualified instructor/leader
  • Sailing/yachting - round the world racing, full trip


Scuba Diving up to 40m is covered free of charge

The following diving limits are covered provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organisation and not diving alone:

BSAC Ocean Diver 20 metres
BSAC Sports Diver 35 metres
PADI Open Water 18 metres
PADI Divemaster 40 metres
PADI Deep Diver Speciality 40 metres







You will not be covered under Cancellation and Curtailment Charges, Emergency Medical and Other Expenses, Hospital Inconvenience Benefit and Personal Accident of this policy if you travel by air within 24 hours after participating in Scuba Diving.

Cover for Sailing

Sailing inside and outside territorial waters worldwide is covered as standard as well as racing inside territorial waters. You can add cover for racing outside territorial waters by upgrading your policy to include Activity Pack 2.